Your journey to Florida homeownership starts here

Welcome to Tom's Mortgage Moments, your trusted partner in navigating the Florida housing market. We specialize in helping you secure the perfect residential mortgage, including VA loans and first-time homebuyer programs. Let us guide you through every step of the process.

Our specialized mortgage services

We offer a comprehensive range of mortgage solutions tailored for the Florida market. Whether you are a veteran, a first-time buyer, or seeking flexible financing, we have the expertise to help you achieve your homeownership dreams.

VA loans for veterans

Honoring your service with exclusive benefits. We specialize in VA loans, helping eligible veterans and their families in Florida achieve homeownership with favorable terms and no down payment options. Discover the advantages you deserve.

First-time home buyers

Your first home in Florida is within reach. We provide dedicated support and guidance for first-time home buyers, simplifying the process and connecting you with programs designed to make your entry into homeownership smooth and affordable.

Qualified mortgage (QM) loans

Explore traditional and conforming loan options with clear terms and established guidelines. Our QM loans provide reliable and straightforward financing solutions for a wide range of borrowers in Florida, ensuring responsible lending practices.

Non-QM loans for flexibility

When traditional loans don't fit, non-QM options can. We offer flexible mortgage solutions for unique financial situations, including self-employed individuals or those with non-traditional income. Discover innovative ways to secure your Florida home.

"Tom made buying my first home in Florida incredibly easy. His expertise with VA loans was invaluable, and he truly had my best interests at heart. Highly recommend Tom Krauter with Anchor Home Mortgage!"

Michael S., Veteran Homeowner in Clearwater

Contact Tom Krauter

Tom Krauter is a licensed mortgage broker sponsored by Anchor Home Mortgage, LLC

Tom's NMLS #2494824, Company NMLS: 169063  Company Licenses: GA Residential Licensee 23362  •  FL Residential Licensee MBR1313  •  AL Residential Licensee 169063  •  NC Residential Licensee B-230525

Opening hours

Mon - Fri: 9am - 8pm
Saturday: 9 am - 8 pm
Sunday: 1pm - 8 pm

Get in touch

727-460-5940

tkrauter@theanchorteam.com

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